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Shelby Rochester


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We recommend before you begin your new home search, you begin the loan pre-approval process. Getting pre-approved requires that a lender will verify your financial information, and it serves as their commitment to lend a specified amount based on that information. It will give you many advantages:

  • Sellers will take your offer more seriously because you have a lender that is committed to backing your offer.
  • A pre-approval letter gives the assurance that you're looking at homes you can confidently afford to finance. Your efforts will be focused on properties that match your purchasing ability price range.
  • You'll have a significant edge over other buyers who are not pre-approved. In situations where there are multiple offers on a property, this can be the difference between having your offer accepted or losing the property to another buyer.

We are here to help you get pre-approved either through local lenders or any other lender of your choosing.